Policies - Mukesh Kumar

Policies & Legal

Business: Mukesh Kumar Fashion & Clothing Store

Last Updated: January 2026 | PAN: GPQPK9915D

🔒 Razorpay Payments Gateway Compliant
All transactions processed through Razorpay Payments Private Limited - PCI DSS Level 1 certified, RBI regulated, and NPCI approved. Highest payment security standards.

Privacy Policy

At Mukesh Kumar, we are committed to protecting your privacy and maintaining the security of your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data in compliance with Indian laws, including the Digital Personal Data Protection Act, 2023, and RBI guidelines.

Your consent matters: We collect and use your data only with your explicit consent and for purposes clearly stated in this policy.

1. Information We Collect

Automatically Collected Information:

  • Web browser type and version
  • IP address and device information
  • Time zone and access time
  • Cookies and tracking data (for analytics and functionality)

Information You Provide During Purchase:

  • Full name and phone number
  • Shipping and billing address
  • Email address
  • Order details (items, size, color, quantity, amount)

2. Payment Information & Data Security

✅ Data Security Guarantee:
We do NOT store your sensitive payment information on our servers. This includes:
  • ❌ Full credit/debit card numbers
  • ❌ Card expiry dates or CVV codes
  • ❌ UPI PINs or OTP codes
  • ❌ Net-banking credentials or passwords

Payment Processing: All payments are securely processed through Razorpay Payments Private Limited. All payment data is encrypted end-to-end using HTTPS/TLS 1.2+ protocols and processed in compliance with the Payment Card Industry Data Security Standard (PCI DSS) and RBI's Payment Aggregator Guidelines.

Terms & Conditions

By accessing Mukesh Kumar's website and placing an order, you agree to these Terms & Conditions.

1. General Terms

  • All content on our website is the property of Mukesh Kumar
  • You agree to use the website only for lawful purposes.

Payment Security & Compliance

Your payment security is our top priority. All transactions on Mukesh Kumar are processed through Razorpay Payments Private Limited.

Shipping & Delivery Policy

Standard Dispatch: 1–3 business days after order confirmation and payment (excluding Sundays and public holidays).

Refund / Return / Cancellation Policy

  • Return Window: 7 days from delivery date.
  • Damaged Items: Contact us within 48 hours of delivery with photographic proof.
  • Refund Timeline: 5–21 business days after initiation.

Contact Us & Support

For questions about these policies, orders, returns, refunds, or any other concerns, please contact us using the details below:

Business Information

Business Owner:
Mukesh Kumar
S/O: Rajesh Kumar

Registered Address:
House No. 452, Taratand, Ward No. 8,
Jhumri Tilaiya,
District: Koderma, Jharkhand - 825409
India

PAN (Tax ID): GPQPK9915D
Business Type: Proprietorship
Payment Gateway: Razorpay Payments Private Limited

Contact Details

📞 Phone:
+91 8133742345

📧 Email:

⏰ Support Hours:
Monday - Saturday: 10:00 AM - 7:00 PM IST
Response Time: 48–72 hours (via email)

Last Updated: January 2026
© 2026 Mukesh Kumar. All rights reserved.
Merchant ID: GPQPK9915D | Proprietor: Mukesh Kumar
Payment Gateway: Razorpay Payments Private Limited (RBI Regulated)

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